Commercial Coverage

Discover Your Ideal Insurance Solutions

Our Commercial Products

Running a business comes with risks, but the right insurance coverage can give you peace of mind. At Clifford Insurance Center, I’m here to make sure you’re protected from the unexpected. Here’s a quick look at the core commercial insurance solutions I offer.

  • Protect your business from the "what ifs." General Liability Insurance covers claims related to bodily injury, property damage, and advertising errors that could arise from everyday business activities. It’s essential protection for nearly every type of business, offering a financial safety net when accidents happen.

  • Your business is more than just four walls — it’s your equipment, inventory, and everything that keeps you running. Commercial Property Insurance protects your physical assets from risks like fire, theft, and natural disasters. Whether you own or lease your space, this coverage ensures you can recover quickly from unexpected events.

  • If your business relies on vehicles to get the job done, you need more than personal auto insurance. Commercial Auto Coverage protects your work vehicles — and the people who drive them — from accidents, damage, and liability. From delivery vans to service trucks, this policy keeps you moving forward with confidence.

  • Not all business property stays in one place. Inland Marine Insurance covers tools, equipment, and products that are on the move — whether they're being transported or used at a job site. If your business depends on mobile equipment, this policy ensures it’s protected wherever it goes.

  • Sometimes called "Errors and Omissions" (E&O) insurance, this coverage is essential for service-based businesses. It protects against claims of negligence, mistakes, or failure to deliver on professional obligations. If your advice or expertise is a key part of your business, this coverage is a must.

  • In today’s digital world, protecting your business from data breaches and cyberattacks is critical. Cyber Liability Insurance helps cover the costs of responding to a breach, notifying customers, and restoring your operations. It’s essential coverage for businesses that store sensitive customer information or rely on technology to operate.

  • If you’re involved in construction or renovation projects, Builder’s Risk Insurance protects structures and materials while they’re under construction. It covers damage from events like fire, theft, and extreme weather, ensuring your project stays on track — even when the unexpected happens.

  • Protect your employees and your business with Worker’s Compensation Insurance. This coverage provides benefits to employees who are injured or become ill while on the job. It also helps protect your business from costly lawsuits related to workplace injuries. In most states, it’s required by law once you have employees.

Each of these coverages plays a vital role in protecting your business from everyday risks. If you’re unsure which policies you need, I’m happy to help you find the right fit. These insurance options provide a comprehensive protection plan for your business. Not sure which coverage you need? I’m here to guide you through it — Let’s build a protection plan that works for your business!

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